Because I am a Certified Mortgage Planning Specialist I look at the purchase of a new home a little different than most mortgage brokers. This is the largest debt you will ever incur and affects every other financial aspect of your life. It is one of the most critical financial decisions you will ever make. I consider a new home purchase as being the cornerstone of a client's overall financial plan. So during our personal consultation I seek to determine what loan (there are two dozen basic variations of a 30 year fixed rate mortgage) best fits your long and short term financial goals and your payment and equity objectives.
My goal is to help you choose the best loan at the lowest overall cost that fits your personal financial goals. Because most of my business comes from referrals from professionals and satisfied clients, it is crucial that I make the process of obtaining the loan simple and stress-free. I am 100% accountable to the person who has referred me, and I am equally accountable to you as my future referring source. I can show you how to save money when purchasing or refinancing a property and what to look for when making a decision about the best loan program for your needs.